Required Documents

                                                           EASY AS 1-2-3

         1. Most recent one (1) full month's pay stubs

         2. Most recent two (2) years W-2's

         3. Most recent three (3) months bank statements (all pages)

             Other Information only if it applies to you... 

• Addresses & Loan information on all Real Estate owned
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
• If divorced…a fully executed divorce decree
• For a refinance...a copy of the deed, and most recent tax bill
• A letter of explanation for any known credit problems
• Bankruptcy discharge papers 

  For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:Two (2) years signed personal tax returns - including all schedules

• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.